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Do not pay the full price for anything. Reconsider your brand loyalties, instead favoring products for which you have coupons. For instance, if you regularly purchase a specific brand of detergent, you should start prioritizing other brands if there are coupons available.
Only sign up with a broker that you trust 100%. Check their references, and do not choose someone if you feel they are dishonest or would not act in your best interest. It is also important to be sensible, and have the experience to know when something is not quite right.
Don?t fall for the scam that an organization can guarantee you a clean credit report. A lot of credit repair organizations will make broad, general statements about what they can do for you to clean up your credit. Everyone?s credit situation is different, so to say they have the one trick to remedy all credit issues is obviously a lie. As such, 100% guaranteed results are straight-up fraud.
Keep track of your monthly expenses and create a budget using those records. You can then identify areas of your budget where you are overspending. If you don?t, you will find yourself in financial ruin no matter how big your income is. One good way to track your spending is with software or online tools. When you find you excess money, you may be tempted to celebrate. It is more effective to use left over money to pay down existing debt or make a saving account deposit rather than a night out on the town.
Sit down and put your expenses into categories. Establish two categories? one for the fixed expenses, such as your rent or your monthly car payments, and the other for your variable expenses. Your necessary expenses will serve as the foundation for your budget. Focusing on your necessary expenses will make other budgeting goals more accessible.
Having a savings account into which you regularly deposit money will help you achieve financial stability. The savings money should only be used for emergencies, college costs or major expenses, like a down payment on a house. Even if you can?t afford to put too much money in there every month, save as much as you can.
Keeping a tidy house is a good thing, but tossing or selling old possessions without making at least a minimum effort to ascertain their real value can be a costly mistake. When you sell a vintage item, you may gain some personal wealth.
Online websites often have coupons available that cannot be found in traditional sources, such as newspapers and fliers. Online coupons are a good tool to add to your toolbox when you?re working on improving your financial situation.
You can also save money by eating at home and not eating out to improve your finances. You can feed four people a satisfying and healthy dinner for no more than 30 dollars. If you order pizza, two of them with a 2-liter of pop will cost more than cooking at home these days.
Even if you have a solid financial plan and budget, money problems can still occur unexpectedly throughout the year. It is always a smart idea to learn when your late fees start, as well as how many days past the due date you are allowed. You will want to know all of the ins and out when you get into a lease.
As just mentioned, if you take care of your personal finances now, you will be able to save for more expensive purchases in the future. With the advice from this article, however, you should be better prepared to make the right decisions about your money.
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Source: http://articlesfair.com/personal-finance/get-your-finances-in-order-by-following-these-tips/
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Continue reading Ford Focus gets EPA rating: 105 MPGe, 76-mile range
Ford Focus gets EPA rating: 105 MPGe, 76-mile range originally appeared on Engadget on Fri, 02 Mar 2012 15:35:00 EDT. Please see our terms for use of feeds.
PermalinkSource: http://www.engadget.com/2012/03/02/ford-focus-gets-epa-rating-105-mpge-76-mile-range/
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Contact: Rob Gutro
Robert.j.gutro@nasa.gov
443-858-1779
NASA/Goddard Space Flight Center
Another powerful weather system is moving through the central and eastern U.S., generating more severe weather. NASA created an animation of data from NOAA's GOES-13 satellite that shows the frontal system pushing east as it generated severe weather in Ohio, Kentucky, Tennessee, Alabama and Georgia. At least 12 tornadoes were reported in three states before mid-day on March 2.
NOAA's Geostationary Operational Environmental Satellite, GOES-13, captures visible and infrared images of weather over the eastern U.S. every 15 minutes, and has been capturing the movement of the weather system on March 2, 2012. NOAA operates the GOES series of satellites, and NASA's GOES Project, located at NASA's Goddard Space Flight Center in Greenbelt, Md. compiles the images into animations. The GOES visible and infrared data is compiled and then overlayed on a true-color land surface map of the U.S. that was created using data from the Moderate Resolution Imaging Spectroradiometer instrument that flies on NASA's Aqua and Terra satellites.
The 25 second movie runs from Feb. 29 at 1718 UTC (12:18 p.m. EST) through March 2 at 1740 UTC (12:40 p.m. EST), and shows the progression of the first storm system that generated about 20 tornadoes on February 29 and the second cold front behind it creating the severe weather on March 2.
The Ohio and Tennessee Valleys are under the gun and in a "High Risk" area for severe storms and tornadoes today, March 2 and overnight into March 3. NOAA's National Weather Service Storm Prediction Center issues risk maps. Areas under a moderate risk for severe weather on March 2 include Alabama (which has already reported two tornadoes), central Mississippi, north Georgia, Illinois (has reported one tornado), Indiana, Ohio and West Virginia. The risk for severe thunderstorms extends as far east as the Carolinas.
Twelve possible tornadoes were reported across three states by mid-day. According to the Associated Press, nine tornadoes touched down in Alabama before 1:30 p.m., local time, destroying houses and a jail. Another round of strong to severe storms will be possible in the late afternoon and evening in northern Alabama. In Clinton County, Illinois a tornado was reported to touch down today, according to KMOV-TV. Two more twisters were reported in Tennessee. Eastern Missouri reported strong thunderstorms that dropped quarter-sized hail earlier today. Hail one-half inch in diameter was reported in Allen, Ind.
The National Weather Service has issued a lot of severe weather watches and warnings. All of these areas are under severe thunderstorm watches, some under tornado watches and flash flood watches. West of and behind the front, the Quad cities in Iowa, areas of Illinois and lower Michigan are dealing with a Winter Weather Advisory, and will watch the rain change over to snow.
As the low pressure system and associated cold front push east, National Weather Service in Charleston, West Virginia calls for showers and thunderstorms that could be severe today and tonight, that may include damaging winds and hail. Once the cold front sweeps through the thunderstorm activity will end.
###
?
AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.
Contact: Rob Gutro
Robert.j.gutro@nasa.gov
443-858-1779
NASA/Goddard Space Flight Center
Another powerful weather system is moving through the central and eastern U.S., generating more severe weather. NASA created an animation of data from NOAA's GOES-13 satellite that shows the frontal system pushing east as it generated severe weather in Ohio, Kentucky, Tennessee, Alabama and Georgia. At least 12 tornadoes were reported in three states before mid-day on March 2.
NOAA's Geostationary Operational Environmental Satellite, GOES-13, captures visible and infrared images of weather over the eastern U.S. every 15 minutes, and has been capturing the movement of the weather system on March 2, 2012. NOAA operates the GOES series of satellites, and NASA's GOES Project, located at NASA's Goddard Space Flight Center in Greenbelt, Md. compiles the images into animations. The GOES visible and infrared data is compiled and then overlayed on a true-color land surface map of the U.S. that was created using data from the Moderate Resolution Imaging Spectroradiometer instrument that flies on NASA's Aqua and Terra satellites.
The 25 second movie runs from Feb. 29 at 1718 UTC (12:18 p.m. EST) through March 2 at 1740 UTC (12:40 p.m. EST), and shows the progression of the first storm system that generated about 20 tornadoes on February 29 and the second cold front behind it creating the severe weather on March 2.
The Ohio and Tennessee Valleys are under the gun and in a "High Risk" area for severe storms and tornadoes today, March 2 and overnight into March 3. NOAA's National Weather Service Storm Prediction Center issues risk maps. Areas under a moderate risk for severe weather on March 2 include Alabama (which has already reported two tornadoes), central Mississippi, north Georgia, Illinois (has reported one tornado), Indiana, Ohio and West Virginia. The risk for severe thunderstorms extends as far east as the Carolinas.
Twelve possible tornadoes were reported across three states by mid-day. According to the Associated Press, nine tornadoes touched down in Alabama before 1:30 p.m., local time, destroying houses and a jail. Another round of strong to severe storms will be possible in the late afternoon and evening in northern Alabama. In Clinton County, Illinois a tornado was reported to touch down today, according to KMOV-TV. Two more twisters were reported in Tennessee. Eastern Missouri reported strong thunderstorms that dropped quarter-sized hail earlier today. Hail one-half inch in diameter was reported in Allen, Ind.
The National Weather Service has issued a lot of severe weather watches and warnings. All of these areas are under severe thunderstorm watches, some under tornado watches and flash flood watches. West of and behind the front, the Quad cities in Iowa, areas of Illinois and lower Michigan are dealing with a Winter Weather Advisory, and will watch the rain change over to snow.
As the low pressure system and associated cold front push east, National Weather Service in Charleston, West Virginia calls for showers and thunderstorms that could be severe today and tonight, that may include damaging winds and hail. Once the cold front sweeps through the thunderstorm activity will end.
###
?
AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.
Source: http://www.eurekalert.org/pub_releases/2012-03/nsfc-asw030212.php
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Maluri, Kuala Lumpur ? Cheras, Selangor ? Diploma, Bachelor?s Degree, Post Graduate Diploma, Professional Degree, Business Studies/Administration/Management, Commerce, Marketing, Advertising/Media, Mass Communications or equivalent. At least 1 year(s) of working experience in the related field is required for this position
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Malaysia ? Prohealth Medical Group Pte Ltd is an up and coming and rapidly expanding medical group with its team of highly motivated and dedicated trained professionals. Our vision is to bring good but affordable health care to all our patients, from cradle to grave, without compromising on the quality.
about 5 hours ago - No comments
Kuala Lumpur ? Jalatama Management Sdn. Bhd.
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Malaysia ? ANCOM CROP CARE SDN BHD being a subsidiary of Ancom Berhad and located at Shah Alam is an internationally reputable and established company involved in the manufacture of agrochemicals Closing Date: 28 Mar 2012 Marketing Manager ? Export Based: Malaysia Job Description The incumbent is responsible in achieving company sales targets and profitability by developing effective business plan and executing sales and marketing strategy. To sustain existing market share and create & develop new? English and Bahasa Malaysia.
about 7 hours ago - No comments
Malaysia ? ANCOM CROP CARE SDN BHD being a subsidiary of Ancom Berhad and located at Shah Alam is an internationally reputable and established company involved in the manufacture of agrochemicals Closing Date: 28 Mar 2012 Marketing Manager ? Export Based: Malaysia Job Description The incumbent is responsible in achieving company sales targets and profitability by developing effective business plan and executing sales and marketing strategy. To sustain existing market share and create & develop new? English and Bahasa Malaysia.
about 8 hours ago - No comments
Malaysia ? We are a fast growing multinational network marketing company in Asia Pacific.
about 9 hours ago - No comments
Bandar Muadzam Shah, Pahang ? ZIKAY Group Of Companies is an establish developer and contractor with core expertise in building, civil and structure engineering. Due to our rapid expansion, we would like to invite suitable qualified personnel to join our team to fill the following position; Site Supervisor C&S / Architecture (2 Positions) Kuala Lumpur Responsibilities: To plan, coordinate & manage work progress in sites Be responsible for the supervision of construction works in ensuring that all works are performed in?
about 11 hours ago - No comments
Kuala Lumpur ? (s) of working experience in the related field is required for this position. Preferably Senior Executives/Supervisor specializing in Call Centre or equivalent.
about 11 hours ago - No comments
Pulau Pinang ? LivYoung Lifestyle Sdn. Bhd
about 12 hours ago - No comments
Exec Resource Consultancy ? Petaling, Selangor ? ? Provide strategic direction to Nutrition & Wellness Team in development and implementation of brand programmes to achieve business objectives outlined in the Annual Operating Plans / Brand Plans. ? Lead and manage the development, implementation and evaluation of brand strategy and brand plan to ensure brand objectives are met and support the overall company objectives
Source: http://www.jobsinmalaysia.co.in/jobs/human-resources/business-human-resource-manager
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